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Credit Union Rankings

The most profitable credit unions, by return on assets

The 100 credit unions with the highest return on average assets (ROA) as of Q1 2026, among those holding at least $50 million in assets.

NCUA data through Q1 2026.

Limited to credit unions with at least $50 million in assets, so a tiny balance sheet cannot top the list on a single one-off gain.
Rank Credit union State Return on assets Total assets
1 Peoples Advantage Credit Union VA 6.76% $115.8M
2 Cascade Credit Union WA 4.62% $380.2M
3 Caribe Credit Union PR 3.65% $789.8M
4 Credit Union OF NEW Jersey, A NJ 3.57% $504.0M
5 On Tap Credit Union CO 3.36% $457.0M
6 First Alliance Credit Union MN 3.20% $335.0M
7 BIG Spring Education Employees Credit Union TX 3.17% $55.8M
8 Carolina Foothills Credit Union SC 3.13% $220.5M
9 Oakdale Credit Union WI 3.08% $133.5M
10 Co-Op Services Credit Union MI 2.98% $1.05B
11 Medical and Professional Credit Union ID 2.91% $60.3M
12 Wvu Employees Credit Union WV 2.88% $66.7M
13 Credit Union 1 IL 2.87% $2.64B
14 Powernet Credit Union FL 2.84% $125.2M
15 GHS Credit Union NY 2.76% $246.7M
16 Roswell Community Credit Union NM 2.73% $50.4M
17 Port Washington Credit Union NY 2.72% $101.6M
18 Smw 104 Credit Union CA 2.69% $116.8M
19 Michigan Columbus Credit Union MI 2.68% $75.3M
20 Aflac Credit Union GA 2.61% $137.4M
21 Copper Basin Credit Union TN 2.61% $69.4M
22 Southern Chautauqua Credit Union NY 2.60% $166.3M
23 Families and Schools Together Credit Union CA 2.60% $328.1M
24 Ely Area Credit Union MN 2.58% $75.2M
25 Members "First" Community Credit Union IL 2.58% $111.3M
26 Mon Valley Community Credit Union PA 2.54% $189.8M
27 Kamiah Community Credit Union ID 2.54% $667.8M
28 NorthRidge Community Credit Union MN 2.52% $109.6M
29 Bvac Credit Union TX 2.51% $79.5M
30 Sooper CU DBA Climb CU CO 2.48% $787.1M
31 Dynamic Credit Union OH 2.47% $81.3M
32 Baycel Credit Union TX 2.43% $90.4M
33 Caprock Santa Fe Credit Union TX 2.42% $51.6M
34 Cascade Community Credit Union OR 2.42% $459.2M
35 Elko Credit Union NV 2.39% $349.2M
36 Meridia Community Credit Union NY 2.39% $141.3M
37 Weccu Credit Union VA 2.38% $131.9M
38 Alcan Employees Credit Union NY 2.38% $99.1M
39 Hannaford Associates Credit Union ME 2.35% $132.6M
40 Pearl Harbor Credit Union HI 2.34% $544.0M
41 Fairfield Credit Union AR 2.33% $99.0M
42 Galesburg Burlington Credit Union IL 2.33% $56.0M
43 North Broward Hospital District Credit Union FL 2.31% $134.6M
44 Winkler County Credit Union TX 2.30% $233.4M
45 Olean Area Credit Union NY 2.28% $433.8M
46 Educators Credit Union TX 2.28% $604.0M
47 Members 1st Credit Union PA 2.27% $8.61B
48 Michigan Tech Employees Credit Union MI 2.26% $138.4M
49 Zellco Credit Union LA 2.26% $94.2M
50 Hastings Credit Union NE 2.26% $51.2M
51 Workmen's Circle Incorporated Credit Union GA 2.25% $135.9M
52 Scarng Credit Union SC 2.25% $97.4M
53 Day Air Credit Union OH 2.25% $892.9M
54 Metco Credit Union IA 2.24% $58.2M
55 St. Marys Area Credit Union PA 2.24% $172.9M
56 Neches Credit Union TX 2.22% $1.19B
57 University of South Alabama Credit Union AL 2.21% $56.7M
58 Scott and White Employees Credit Union TX 2.20% $73.2M
59 Marquette Community Credit Union MI 2.19% $116.3M
60 Taylor Community Credit Union MI 2.19% $109.8M
61 Freedom United Credit Union PA 2.18% $94.8M
62 Wv Air National Guard Credit Union WV 2.17% $51.9M
63 Acipco Credit Union AL 2.17% $211.9M
64 Healthcare Employees Credit Union NJ 2.16% $134.7M
65 CenLA Credit Union LA 2.16% $129.5M
66 Portland Forge Employees Credit Union IN 2.16% $104.3M
67 Fort Campbell Credit Union TN 2.15% $938.9M
68 Lincoln County Credit Union MT 2.15% $182.4M
69 KSW Credit Union ME 2.14% $120.6M
70 Altoona Conrail Credit Union PA 2.14% $77.2M
71 Syracuse Fire Department Employees Credit Union NY 2.13% $145.8M
72 Geauga Credit Union OH 2.12% $107.6M
73 Central Wisconsin Credit Union WI 2.12% $55.2M
74 SC State Credit Union SC 2.10% $1.46B
75 G.V.T.A. Credit Union NY 2.09% $175.0M
76 St. Josephs Parish Buffalo Credit Union NY 2.09% $186.0M
77 Embarrass Vermillion Credit Union MN 2.08% $66.3M
78 Trenton Nj Police Credit Union NJ 2.08% $50.2M
79 Western Division Credit Union NY 2.08% $225.6M
80 Hibbing Cooperative Credit Union MN 2.08% $110.8M
81 Domino Credit Union TX 2.06% $85.6M
82 Heritage South Community CU TN 2.06% $359.9M
83 Co-Op Credit Union of Montevideo MN 2.04% $423.8M
84 Fergus County Credit Union MT 2.04% $118.9M
85 Augusta White Eagle Credit Union KS 2.04% $196.5M
86 Interstate Unlimited Credit Union GA 2.03% $408.1M
87 Apple Credit Union VA 2.02% $5.62B
88 Sebasticook Valley Credit Union ME 2.01% $182.6M
89 Postal Empl. CU of New Hampshire Credit Union NH 2.01% $66.1M
90 MCT Credit Union NY 2.01% $72.0M
91 Saratoga's Community Credit Union NY 2.01% $59.2M
92 Police & Fire Credit Union PA 2.01% $10.15B
93 Moog Employees Credit Union NY 2.01% $255.1M
94 Great Erie Credit Union NY 2.00% $152.2M
95 Mercer County NJ Teachers Credit Union NJ 1.99% $50.7M
96 Fort Worth City Credit Union TX 1.98% $335.1M
97 Joplin Metro Credit Union MO 1.98% $56.3M
98 Members First Credit Union UT 1.97% $206.1M
99 Irving City Employees Credit Union TX 1.97% $84.7M
100 Muskogee Credit Union OK 1.96% $111.7M

More credit union rankings

Largest credit unionsThe top 100 by total assets. Fastest-growing credit unionsTop 100 by one-year asset growth (organic only). Browse by stateEvery credit union, listed state by state.
Want to see where a single credit union really stands? CU411 benchmarks any credit union against the peers most like it, on this same NCUA data. Explore CU411

Compiled from public NCUA 5300 Call Report data (Q1 2026). Rankings cover federally insured credit unions that filed for the quarter. Not affiliated with the NCUA.