Welcome to CUNinjas
The community & data toolkit for credit-union professionals. Benchmark on live NCUA data, talk shop with peers, and find vendors your peers trust.
Built by CUNinjas
Benchmarking tools and a working community, all on live NCUA data.
Merger Finder
1,066mergers tracked
Every completed CU merger, tracked free, with a model for who's likely next.
Open →
CU411
4,336credit unions
See where you land against your 25 closest peers.
Open →
CU Finder
Search any CU by name, city, charter, or field of membership.
Open →
Bank Finder
Screen community banks like a buyer, then see the CUs near each one.
Open →
Discussion
34,654posts
Every poster carries their CU's live financials.
Open →
CU Checkup
Get the bad news about your numbers before the examiner does.
Open →
Ask the Analyst
Plain-English questions about your CU, machine-checked.
Open →
My Watchlist
Track any 25 credit unions and watch them move each quarter.
Open →
Vendor Directory
175vendors
Candid peer reviews of the vendors credit unions actually use.
Open →
📰 Industry news
Read at the source · discuss with peers here📝 Articles & announcements
All articles →
How to Read Your NCUA Financial Performance Report (FPR): Every Key Ratio, What's Good, and the Red Flags
Article · Jun 20, 2026 · Four pages of ratios land on your desk every quarter. Here is how to read every one that matters, and what your numbers look like next to peers your size.
How the CUNinjas CAMELS-Style Risk Screen Works (and What Each Ratio Tells You)
Article · Jun 20, 2026 · Your examiner walks in with a scorecard already half-filled. Here's how to read the same numbers first, and how to see where you stand against credit unions your size.
How to Fairly Compare Your Credit Union to the Bank Across the Street
Article · Jul 23, 2026 · Any analyst can drop a credit union and a bank into one spreadsheet. Making that comparison honest is the hard part. Here are the four rules that keep it from lying to you.
Credit Unions vs Banks: The Q1 2026 Scorecard
Article · Jul 23, 2026 · Every quarter we run the credit-union numbers next to the bank numbers the fair way, then tell you what the data actually says. First edition: the Q1 2026 call reports are in.
Recent discussion
Many of Those Chargebacks That are Frustrating CUs are Result of Increasing ‘Friendly Fraud,’ Report Suggests
CUNinjas News · Jul 22, 2026
Consumer Apps for Credit Hit Highest Level in Almost Five Years in June, Fed Bank NY Reports
CUNinjas News · Jul 22, 2026
Stablecoins? Crypto? Most Consumers Don’t Know the Difference, and That’s an Opportunity for CUs, Analysis Suggests
CUNinjas News · Jul 22, 2026
World CU Conference Coverage: One Country’s Take on the Housing Affordability Crisis, and What 1 CU is Doing
CUNinjas News · Jul 22, 2026
World CU Conference Coverage: The Approach One CU System is Taking to Using AI
CUNinjas News · Jul 22, 2026
Reps Push FinCEN to Reduce Reg Burden, Focus on Higher-Risk Crimes
CUNinjas News · Jun 19, 2026