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MCT Federal Credit Union · Financials, Assets & Routing Number

39 Market St
Amsterdam, NY 12010
Phone: 518-842-1840

🌐 www.mct-fcu.org

Field of membership: Multiple group - primarily educational

NCUA charter #13766

Financial snapshot · 2026Q1 · live NCUA call-report data

Asset Size

$72.0M

Members

2,700

Total Loans

$7.7M

Total Shares

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Loan / Shares

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ROA

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Net Income

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Net Income / Member

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Checking Penetration

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One-Year Loan Growth

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One-Year Share Growth

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One-Year Member Growth

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Trends · year-end, live NCUA data

Assets & Members

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Loan-to-Share

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ROA

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CU Checkup · members

How MCT Federal Credit Union screens against a like-sized peer group across seven dimensions of safety and soundness - built entirely from public NCUA data, fully disclosed methodology, no fabricated CAMELS rating.

Capital Strength 🔒 Asset Quality 🔒 Earnings 🔒 Liquidity & Funding 🔒 Growth & Momentum 🔒 Member Value & Relevance 🔒 Digital Breadth 🔒

See MCT Federal Credit Union's Checkup → How we read it

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Source: NCUA call-report data.