Michigan Tech Employees Federal Credit Union · Financials, Assets & Routing Number

700 E. Sharon Ave.
Houghton, MI 49931
Phone: 906-482-5005

🌐 www.breakwaterfcu.org

✉ mtefcu-m@up.net

Field of membership: Community, urban or rural, not "low-income"

★ NCUA Low-Income Designated

NCUA charter #8212

Financial snapshot · 2026Q1 · live NCUA call-report data

Asset Size

$138.4M

Members

10,390

Total Loans

$80.0M

Total Shares

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Loan / Shares

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ROA

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Net Income

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Net Income / Member

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Checking Penetration

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One-Year Loan Growth

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One-Year Share Growth

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One-Year Member Growth

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Trends · year-end, live NCUA data

Assets & Members

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Loan-to-Share

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ROA

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CU Checkup · members

How Michigan Tech Employees Federal Credit Union screens against a like-sized peer group across seven dimensions of safety and soundness - built entirely from public NCUA data, fully disclosed methodology, no fabricated CAMELS rating.

Capital Strength 🔒 Asset Quality 🔒 Earnings 🔒 Liquidity & Funding 🔒 Growth & Momentum 🔒 Member Value & Relevance 🔒 Digital Breadth 🔒

See Michigan Tech Employees Federal Credit Union's Checkup → How we read it

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