U.S. Credit Union Industry Statistics
Every headline number for the U.S. credit union movement, straight from the latest NCUA 5300 Call Report. Refreshed each quarter, computed from every filing credit union, and free to cite.
NCUA data through Q1 2026.
A consolidating industry
169 fewer credit unions than a year earlier. About 151 merged in 2025, the great majority voluntary. CUNinjas has tracked 1,066 completed mergers in all. The count falls a little every quarter while total assets keep climbing.
Completed mergers by year (the current year is still in progress).
The typical credit union
Half of all credit unions fall below these lines. The totals above are pulled upward by a small number of very large institutions, so the median is the better picture of a typical credit union.
Put these numbers on your site
Drop this snippet into any page. It shows the live headline figures, refreshes itself each quarter, and credits the source with a link back here.
Cite this page
Frequently asked
As of the Q1 2026 NCUA 5300 Call Report there are 4,336 federally insured credit unions in the United States, 169 fewer than a year earlier as the industry consolidates.
U.S. credit unions hold about $2.51T in total assets, $2.14T in member shares and deposits, and $1.74T in loans (Q1 2026).
U.S. credit unions report about 147M memberships as of Q1 2026.
CUNinjas tracks 1,066 completed credit-union mergers. Roughly 3 to 4 percent of credit unions merge in a given year, and the great majority are voluntary.
The aggregate net worth ratio across all federally insured credit unions is about 11.26% (Q1 2026); the median credit union runs 12.44%. Regulators treat 7 percent as well capitalized.
Compiled from public NCUA 5300 Call Report data (Q1 2026). Figures cover federally insured credit unions that filed for the quarter; dollar totals are summed across all filers, and medians describe the typical credit union. Not affiliated with the NCUA.