Home › Credit Union Directory › Nevada › Performance
Nevada Credit Union Performance
How the 13 credit unions based in Nevada are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Nevada's 13 credit unions serve 418,340 members and hold $8.73B in combined assets. The median Nevada credit union earned a 0.98% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Nevada credit unions was 1.54%, compared with -0.55% nationally. Median one-year asset growth was 2.70%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
Nevada at a glance
Nevada vs. the United States
System totals are the sum of every credit union based in Nevada. The share column is Nevada's portion of the national figure.
| Measure | Nevada | United States | Nevada share |
|---|---|---|---|
| Credit unions | 13 | 4,335 | 0.3% |
| Members | 418,340 | 147,031,529 | 0.3% |
| Residents (population) | 3,267,467 | 340,110,988 | 1.0% |
| Total assets | $8.73B | $2,507.50B | 0.3% |
| Total loans | $5.36B | $1,744.86B | 0.3% |
| Total shares & deposits | $7.75B | $2,143.21B | 0.4% |
| Total net worth | $955.1M | $282.23B | 0.3% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. Nevada credit unions report about 13 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Nevada credit unions serve members in other states, so it overstates true in-state penetration.)
The median Nevada credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Nevada CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.98% | 0.66% |
| Net worth ratio | 12.44% | 12.44% |
| Loan-to-share ratio | 60.82% | 67.86% |
| Delinquency ratio | 0.41% | 0.63% |
| Net charge-off ratio | 0.44% | 0.33% |
| Cost of funds | 1.16% | 1.05% |
| Member growth (1 yr) | 1.54% | -0.55% |
| Asset growth (1 yr) | 2.70% | 2.78% |
| Loan growth (1 yr) | 7.68% | 0.63% |
| Share growth (1 yr) | 1.77% | 2.36% |
| Net worth growth (1 yr) | 9.33% | 5.57% |
Trends over time
The median Nevada credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.99% · 0.72%
— Nevada ‑‑ U.S.
Net worth ratio 12.05% · 12.46%
— Nevada ‑‑ U.S.
Loan-to-share ratio 62.22% · 69.70%
— Nevada ‑‑ U.S.
Delinquency ratio 0.50% · 0.72%
— Nevada ‑‑ U.S.
Asset growth (1 yr) 4.70% · 3.26%
— Nevada ‑‑ U.S.
Member growth (1 yr) 0.14% · -0.52%
— Nevada ‑‑ U.S.
Nevada leaderboards
Largest by assets
- 1 Greater Nevada Credit Union $1.69B
- 2 Clark County Credit Union $1.61B
- 3 One Nevada Credit Union $1.51B
- 4 Silver State Schools Credit Union $1.32B
- 5 Boulder Dam Credit Union $865.0M
- 6 Great Basin Credit Union $368.0M
- 7 Elko Credit Union $349.2M
- 8 Hawthorne Credit Union $314.1M
- 9 WestStar Credit Union $274.1M
- 10 Sierra Pacific Credit Union $187.8M
Highest return on assets
- 1 Elko Credit Union 2.39%
- 2 Churchill County Credit Union 1.73%
- 3 Hawthorne Credit Union 1.57%
- 4 One Nevada Credit Union 1.41%
- 5 Boulder Dam Credit Union 1.39%
- 6 Sierra Pacific Credit Union 1.11%
- 7 Clark County Credit Union 0.98%
- 8 Silver State Schools Credit Union 0.84%
- 9 Greater Nevada Credit Union 0.83%
- 10 Great Basin Credit Union 0.72%
Fastest-growing (organic)
- 1 Elko Credit Union 11.76%
- 2 Churchill County Credit Union 7.08%
- 3 Clark County Credit Union 6.44%
- 4 Great Basin Credit Union 6.36%
- 5 Sierra Pacific Credit Union 6.34%
- 6 WestStar Credit Union 2.70%
- 7 Silver State Schools Credit Union 2.52%
- 8 Hawthorne Credit Union 2.42%
- 9 Boulder Dam Credit Union 2.10%
- 10 One Nevada Credit Union 0.53%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Nevada that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.