Merger homework, from public data.

Every completed credit-union merger, tracked. The pattern behind them, disclosed down to the coefficients. And a preview of what you plus any partner would actually look like. Built on public NCUA call-report data, free to start.

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1066 deals tracked 27 completed in 2026 ~77% voluntary Backtest disclosed: AUC 0.79

NCUA data through 2025Q4.

What the Merger Finder does

✓ Your own CU's merger profileSensei How many of the eight disclosed factors you share with credit unions that acquired or merged, 2019 to 2025. Past tense, factor by factor, with a dispute button if we read a number wrong.

✓ A screener you drive, not an oracle you obeyDojo Pick the factors, set the weights and direction, or load the backtested historical pattern. Every filing credit union comes back ranked as a fact table. No platform label, just your recipe applied to public numbers.

✓ The combined-preview calculatorSensei Pick a partner and see the merged balance sheet: ratios recomputed from the summed call reports, the combined asset band, and where the new entity would rank.

✓ Bank acquisition targetsSensei Community banks ranked by a disclosed, rules-based fit for a credit-union buyer. A published weighting over public FDIC data, plainly labeled a screen, not a model.

Start free, no account needed. The public merger tracker lists every completed deal - who merged into whom, when, and their size. The methodology page shows the whole model: the factors, the coefficient directions, the backtest, and the honest limits.

What each tier opens

Free · the tracker, the methodology, and a live scored-count teaser.

Sensei · your CU's merger profile, bank targets, and combined previews with your CU.

Dojo · the full screener, any-pair previews, and the Excel export with your recipe baked in.

Prices scale with your credit union's size. See pricing →

Every score is a propensity - a ranking against a historical pattern, past tense - never a prediction that a named credit union will merge. About 3.5% of credit unions merge in a given year. The tracker and screener show public NCUA facts only: who merged into whom, when, and at what size. We never publish a distress reason or a platform "succession" label for a named credit union. Not affiliated with the NCUA.