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Wyoming Credit Union Performance
How the 18 credit unions based in Wyoming are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Wyoming's 18 credit unions serve 394,827 members and hold $6.14B in combined assets. The median Wyoming credit union earned a 1.07% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Wyoming credit unions was 0.26%, compared with -0.55% nationally. Median one-year asset growth was 6.38%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
Wyoming at a glance
Wyoming vs. the United States
System totals are the sum of every credit union based in Wyoming. The share column is Wyoming's portion of the national figure.
| Measure | Wyoming | United States | Wyoming share |
|---|---|---|---|
| Credit unions | 18 | 4,335 | 0.4% |
| Members | 394,827 | 147,031,529 | 0.3% |
| Residents (population) | 587,618 | 340,110,988 | 0.2% |
| Total assets | $6.14B | $2,507.50B | 0.2% |
| Total loans | $4.51B | $1,744.86B | 0.3% |
| Total shares & deposits | $5.23B | $2,143.21B | 0.2% |
| Total net worth | $662.0M | $282.23B | 0.2% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. Wyoming credit unions report about 67 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Wyoming credit unions serve members in other states, so it overstates true in-state penetration.)
The median Wyoming credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Wyoming CU | Median U.S. CU |
|---|---|---|
| Return on assets | 1.07% | 0.66% |
| Net worth ratio | 11.31% | 12.44% |
| Loan-to-share ratio | 78.12% | 67.86% |
| Delinquency ratio | 0.64% | 0.63% |
| Net charge-off ratio | 0.53% | 0.33% |
| Cost of funds | 1.41% | 1.05% |
| Member growth (1 yr) | 0.26% | -0.55% |
| Asset growth (1 yr) | 6.38% | 2.78% |
| Loan growth (1 yr) | 2.80% | 0.63% |
| Share growth (1 yr) | 5.03% | 2.36% |
| Net worth growth (1 yr) | 9.93% | 5.57% |
Trends over time
The median Wyoming credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 1.33% · 0.72%
— Wyoming ‑‑ U.S.
Net worth ratio 11.28% · 12.46%
— Wyoming ‑‑ U.S.
Loan-to-share ratio 84.12% · 69.70%
— Wyoming ‑‑ U.S.
Delinquency ratio 0.84% · 0.72%
— Wyoming ‑‑ U.S.
Asset growth (1 yr) 5.76% · 3.26%
— Wyoming ‑‑ U.S.
Member growth (1 yr) 0.63% · -0.52%
— Wyoming ‑‑ U.S.
Wyoming leaderboards
Largest by assets
- 1 Warren Credit Union $2.24B
- 2 Uniwyo Credit Union $818.0M
- 3 Meridian Trust Credit Union $727.8M
- 4 Trona Valley Community Credit Union $467.6M
- 5 WyHy Credit Union $409.6M
- 6 Western Vista Credit Union $279.3M
- 7 Campco Credit Union $227.3M
- 8 Atlantic City Credit Union $217.3M
- 9 Sunlight Credit Union $216.9M
- 10 Laramie Plains Community Credit Union $128.9M
Highest return on assets
- 1 A.C.P.E. Credit Union 1.76%
- 2 Uniwyo Credit Union 1.76%
- 3 Sheridan Community Credit Union 1.75%
- 4 Atlantic City Credit Union 1.34%
- 5 Trona Valley Community Credit Union 1.23%
- 6 Campco Credit Union 1.18%
- 7 First Education Credit Union 1.14%
- 8 Western Vista Credit Union 0.94%
- 9 Burlington Co-Op Credit Union 0.86%
- 10 Laramie Plains Community Credit Union 0.83%
Fastest-growing (organic)
- 1 Sheridan Community Credit Union 14.27%
- 2 Western Vista Credit Union 13.02%
- 3 A.C.P.E. Credit Union 10.52%
- 4 Laramie Plains Community Credit Union 7.85%
- 5 Trona Valley Community Credit Union 7.66%
- 6 Uniwyo Credit Union 7.07%
- 7 Warren Credit Union 6.04%
- 8 First Education Credit Union 5.22%
- 9 Meridian Trust Credit Union 3.84%
- 10 Campco Credit Union 3.21%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Wyoming that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.