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New Hampshire Credit Union Performance
How the 12 credit unions based in New Hampshire are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
New Hampshire's 12 credit unions serve 845,369 members and hold $13.98B in combined assets. The median New Hampshire credit union earned a 0.96% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among New Hampshire credit unions was -1.01%, compared with -0.55% nationally. Median one-year asset growth was 5.02%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
New Hampshire at a glance
New Hampshire vs. the United States
System totals are the sum of every credit union based in New Hampshire. The share column is New Hampshire's portion of the national figure.
| Measure | New Hampshire | United States | New Hampshire share |
|---|---|---|---|
| Credit unions | 12 | 4,335 | 0.3% |
| Members | 845,369 | 147,031,529 | 0.6% |
| Residents (population) | 1,409,032 | 340,110,988 | 0.4% |
| Total assets | $13.98B | $2,507.50B | 0.6% |
| Total loans | $11.02B | $1,744.86B | 0.6% |
| Total shares & deposits | $12.17B | $2,143.21B | 0.6% |
| Total net worth | $1.52B | $282.23B | 0.5% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. New Hampshire credit unions report about 60 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large New Hampshire credit unions serve members in other states, so it overstates true in-state penetration.)
The median New Hampshire credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median New Hampshire CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.96% | 0.66% |
| Net worth ratio | 9.75% | 12.44% |
| Loan-to-share ratio | 77.65% | 67.86% |
| Delinquency ratio | 0.34% | 0.63% |
| Net charge-off ratio | 0.21% | 0.33% |
| Cost of funds | 1.36% | 1.05% |
| Member growth (1 yr) | -1.01% | -0.55% |
| Asset growth (1 yr) | 5.02% | 2.78% |
| Loan growth (1 yr) | 4.17% | 0.63% |
| Share growth (1 yr) | 3.88% | 2.36% |
| Net worth growth (1 yr) | 8.45% | 5.57% |
Trends over time
The median New Hampshire credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.74% · 0.72%
— New Hampshire ‑‑ U.S.
Net worth ratio 9.65% · 12.46%
— New Hampshire ‑‑ U.S.
Loan-to-share ratio 80.01% · 69.70%
— New Hampshire ‑‑ U.S.
Delinquency ratio 0.48% · 0.72%
— New Hampshire ‑‑ U.S.
Asset growth (1 yr) 6.92% · 3.26%
— New Hampshire ‑‑ U.S.
Member growth (1 yr) 0.79% · -0.52%
— New Hampshire ‑‑ U.S.
New Hampshire leaderboards
Largest by assets
- 1 Service Credit Union $6.63B
- 2 Northeast Credit Union $2.08B
- 3 St. Mary's Bank Credit Union $1.75B
- 4 Triangle Credit Union $872.0M
- 5 Granite State Credit Union $754.0M
- 6 Bellwether Community Credit Union $670.2M
- 7 Holy Rosary Regional Credit Union $502.3M
- 8 New Hampshire Credit Union $336.0M
- 9 Members First Credit Union OF N.h. $281.5M
- 10 Postal Empl. CU of New Hampshire Credit Union $66.1M
Highest return on assets
- 1 Postal Empl. CU of New Hampshire Credit Union 2.01%
- 2 Northeast Credit Union 1.35%
- 3 Granite State Credit Union 1.16%
- 4 New Hampshire Credit Union 1.09%
- 5 Holy Rosary Regional Credit Union 1.01%
- 6 Service Credit Union 0.98%
- 7 St. Mary's Bank Credit Union 0.94%
- 8 Members First Credit Union OF N.h. 0.79%
- 9 Triangle Credit Union 0.60%
- 10 Bellwether Community Credit Union 0.25%
Fastest-growing (organic)
- 1 Holy Rosary Regional Credit Union 10.19%
- 2 Service Credit Union 9.97%
- 3 Bellwether Community Credit Union 8.35%
- 4 Northeast Credit Union 7.23%
- 5 Postal Empl. CU of New Hampshire Credit Union 5.54%
- 6 St. Mary's Bank Credit Union 4.49%
- 7 Members First Credit Union OF N.h. 3.55%
- 8 Granite State Credit Union 3.41%
- 9 Triangle Credit Union 2.19%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in New Hampshire that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.