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Nebraska Credit Union Performance
How the 50 credit unions based in Nebraska are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Nebraska's 50 credit unions serve 555,918 members and hold $6.99B in combined assets. The median Nebraska credit union earned a 0.80% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Nebraska credit unions was -1.19%, compared with -0.55% nationally. Median one-year asset growth was 0.11%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
Nebraska at a glance
Nebraska vs. the United States
System totals are the sum of every credit union based in Nebraska. The share column is Nebraska's portion of the national figure.
| Measure | Nebraska | United States | Nebraska share |
|---|---|---|---|
| Credit unions | 50 | 4,335 | 1.2% |
| Members | 555,918 | 147,031,529 | 0.4% |
| Residents (population) | 2,005,465 | 340,110,988 | 0.6% |
| Total assets | $6.99B | $2,507.50B | 0.3% |
| Total loans | $5.04B | $1,744.86B | 0.3% |
| Total shares & deposits | $6.00B | $2,143.21B | 0.3% |
| Total net worth | $813.4M | $282.23B | 0.3% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. Nebraska credit unions report about 28 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Nebraska credit unions serve members in other states, so it overstates true in-state penetration.)
The median Nebraska credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Nebraska CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.80% | 0.66% |
| Net worth ratio | 12.46% | 12.44% |
| Loan-to-share ratio | 75.60% | 67.86% |
| Delinquency ratio | 0.79% | 0.63% |
| Net charge-off ratio | 0.24% | 0.33% |
| Cost of funds | 0.97% | 1.05% |
| Member growth (1 yr) | -1.19% | -0.55% |
| Asset growth (1 yr) | 0.11% | 2.78% |
| Loan growth (1 yr) | -0.46% | 0.63% |
| Share growth (1 yr) | -1.01% | 2.36% |
| Net worth growth (1 yr) | 6.16% | 5.57% |
Trends over time
The median Nebraska credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.77% · 0.72%
— Nebraska ‑‑ U.S.
Net worth ratio 12.59% · 12.46%
— Nebraska ‑‑ U.S.
Loan-to-share ratio 78.26% · 69.70%
— Nebraska ‑‑ U.S.
Delinquency ratio 0.85% · 0.72%
— Nebraska ‑‑ U.S.
Asset growth (1 yr) 0.79% · 3.26%
— Nebraska ‑‑ U.S.
Member growth (1 yr) -0.82% · -0.52%
— Nebraska ‑‑ U.S.
Nebraska leaderboards
Largest by assets
- 1 Centris Credit Union $1.48B
- 2 SAC Credit Union $1.33B
- 3 Metro Health Services Credit Union $642.7M
- 4 Liberty First Credit Union $512.1M
- 5 Siouxland Credit Union $353.7M
- 6 Nebraska Energy Credit Union $329.6M
- 7 Four Points Federal Credit Union $184.2M
- 8 Lincoln Goodyear Employees Credit Union $183.8M
- 9 First Nebraska Educators Credit Union $183.1M
- 10 Kearney Credit Union $152.4M
Highest return on assets
- 1 Hastings Credit Union 2.26%
- 2 Liberty First Credit Union 1.60%
- 3 Omaha Credit Union 1.42%
- 4 Consumers Cooperative Credit Union 1.36%
- 5 Government Employees Credit Union 1.34%
- 6 The Archer Cooperative Credit Union 1.26%
- 7 Nebraska Energy Credit Union 1.25%
- 8 Metro Health Services Credit Union 1.17%
- 9 Police Federal Credit Union of Omaha 1.11%
- 10 MembersOwn Credit Union 1.10%
Fastest-growing (organic)
- 1 Kearney Credit Union 10.51%
- 2 Siouxland Credit Union 7.94%
- 3 Consumers Cooperative Credit Union 7.76%
- 4 Metro Health Services Credit Union 7.36%
- 5 Centris Credit Union 6.55%
- 6 Lincoln Goodyear Employees Credit Union 4.38%
- 7 Lincoln Teachers Credit Union 4.14%
- 8 The Archer Cooperative Credit Union 3.43%
- 9 Police Federal Credit Union of Omaha 2.73%
- 10 Liberty First Credit Union 2.65%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Nebraska that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.