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Louisiana Credit Union Performance
How the 136 credit unions based in Louisiana are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Louisiana's 136 credit unions serve 1,293,648 members and hold $17.42B in combined assets. The median Louisiana credit union earned a 0.49% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Louisiana credit unions was -0.60%, compared with -0.55% nationally. Median one-year asset growth was 0.73%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
Louisiana at a glance
Louisiana vs. the United States
System totals are the sum of every credit union based in Louisiana. The share column is Louisiana's portion of the national figure.
| Measure | Louisiana | United States | Louisiana share |
|---|---|---|---|
| Credit unions | 136 | 4,335 | 3.1% |
| Members | 1,293,648 | 147,031,529 | 0.9% |
| Residents (population) | 4,597,740 | 340,110,988 | 1.4% |
| Total assets | $17.42B | $2,507.50B | 0.7% |
| Total loans | $12.19B | $1,744.86B | 0.7% |
| Total shares & deposits | $14.90B | $2,143.21B | 0.7% |
| Total net worth | $2.06B | $282.23B | 0.7% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. Louisiana credit unions report about 28 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Louisiana credit unions serve members in other states, so it overstates true in-state penetration.)
The median Louisiana credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Louisiana CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.49% | 0.66% |
| Net worth ratio | 14.50% | 12.44% |
| Loan-to-share ratio | 69.86% | 67.86% |
| Delinquency ratio | 0.99% | 0.63% |
| Net charge-off ratio | 0.39% | 0.33% |
| Cost of funds | 0.83% | 1.05% |
| Member growth (1 yr) | -0.60% | -0.55% |
| Asset growth (1 yr) | 0.73% | 2.78% |
| Loan growth (1 yr) | -2.61% | 0.63% |
| Share growth (1 yr) | 0.36% | 2.36% |
| Net worth growth (1 yr) | 3.16% | 5.57% |
Trends over time
The median Louisiana credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.52% · 0.72%
— Louisiana ‑‑ U.S.
Net worth ratio 14.56% · 12.46%
— Louisiana ‑‑ U.S.
Loan-to-share ratio 71.79% · 69.70%
— Louisiana ‑‑ U.S.
Delinquency ratio 1.28% · 0.72%
— Louisiana ‑‑ U.S.
Asset growth (1 yr) 1.46% · 3.26%
— Louisiana ‑‑ U.S.
Member growth (1 yr) -1.29% · -0.52%
— Louisiana ‑‑ U.S.
Louisiana leaderboards
Largest by assets
- 1 Barksdale Credit Union $2.44B
- 2 Neighbors Credit Union $1.40B
- 3 Efcu Financial $1.28B
- 4 ASI Credit Union $1.26B
- 5 Campus Credit Union $938.3M
- 6 Pelican State Credit Union $827.2M
- 7 La Capitol Credit Union $799.7M
- 8 Carter Credit Union $751.9M
- 9 Ouachita Valley Credit Union $462.0M
- 10 Baton Rouge Telco Credit Union $456.4M
Highest return on assets
- 1 Zellco Credit Union 2.26%
- 2 CenLA Credit Union 2.16%
- 3 Department of Corrections Credit Union 1.88%
- 4 Baton Rouge Fire Department Credit Union 1.81%
- 5 Baton Rouge City Parish Emp Credit Union 1.76%
- 6 Professional Fire Fighters Credit Union 1.70%
- 7 GP Louisiana Credit Union 1.63%
- 8 Ouachita Valley Credit Union 1.48%
- 9 Wymar Credit Union 1.35%
- 10 Boise Southern Employees Credit Union 1.34%
Fastest-growing (organic)
- 1 ASI Credit Union 15.25%
- 2 ANECA Credit Union 14.43%
- 3 Ouachita Valley Credit Union 11.22%
- 4 Kraftman Credit Union 8.70%
- 5 Baton Rouge Fire Department Credit Union 7.95%
- 6 Boise Southern Employees Credit Union 7.91%
- 7 Dow Louisiana Credit Union 7.88%
- 8 Department of Corrections Credit Union 7.39%
- 9 Efcu Financial 6.15%
- 10 Heart of Louisiana Credit Union 4.87%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Louisiana that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.