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Indiana Credit Union Performance
How the 124 credit unions based in Indiana are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Indiana's 124 credit unions serve 2,793,060 members and hold $49.48B in combined assets. The median Indiana credit union earned a 0.69% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Indiana credit unions was -0.81%, compared with -0.55% nationally. Median one-year asset growth was 3.11%, compared with 2.78% nationally. So far this year, 3 Indiana credit unions have completed a merger. Figures are from the Q1 2026 NCUA Call Report.
Indiana at a glance
Indiana vs. the United States
System totals are the sum of every credit union based in Indiana. The share column is Indiana's portion of the national figure.
| Measure | Indiana | United States | Indiana share |
|---|---|---|---|
| Credit unions | 124 | 4,335 | 2.9% |
| Members | 2,793,060 | 147,031,529 | 1.9% |
| Residents (population) | 6,924,275 | 340,110,988 | 2.0% |
| Total assets | $49.48B | $2,507.50B | 2.0% |
| Total loans | $34.96B | $1,744.86B | 2.0% |
| Total shares & deposits | $41.71B | $2,143.21B | 1.9% |
| Total net worth | $5.60B | $282.23B | 2.0% |
| Mergers year-to-date | 3 | 27 | — |
Membership reach. Indiana credit unions report about 40 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Indiana credit unions serve members in other states, so it overstates true in-state penetration.)
The median Indiana credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Indiana CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.69% | 0.66% |
| Net worth ratio | 12.79% | 12.44% |
| Loan-to-share ratio | 69.06% | 67.86% |
| Delinquency ratio | 0.74% | 0.63% |
| Net charge-off ratio | 0.26% | 0.33% |
| Cost of funds | 1.06% | 1.05% |
| Member growth (1 yr) | -0.81% | -0.55% |
| Asset growth (1 yr) | 3.11% | 2.78% |
| Loan growth (1 yr) | 2.11% | 0.63% |
| Share growth (1 yr) | 2.40% | 2.36% |
| Net worth growth (1 yr) | 6.96% | 5.57% |
Trends over time
The median Indiana credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.91% · 0.72%
— Indiana ‑‑ U.S.
Net worth ratio 13.00% · 12.46%
— Indiana ‑‑ U.S.
Loan-to-share ratio 71.53% · 69.70%
— Indiana ‑‑ U.S.
Delinquency ratio 0.85% · 0.72%
— Indiana ‑‑ U.S.
Asset growth (1 yr) 3.54% · 3.26%
— Indiana ‑‑ U.S.
Member growth (1 yr) -0.99% · -0.52%
— Indiana ‑‑ U.S.
Indiana leaderboards
Largest by assets
- 1 Teachers Credit Union $5.70B
- 2 Evansville Teachers Credit Union $4.77B
- 3 Indiana Members Credit Union $3.54B
- 4 Three Rivers Credit Union $2.81B
- 5 Elements Financial Credit Union $2.50B
- 6 Centra Credit Union $2.38B
- 7 Forum Credit Union $2.34B
- 8 Purdue Credit Union $2.15B
- 9 IU Credit Union $2.06B
- 10 Interra Credit Union $1.99B
Highest return on assets
- 1 Portland Forge Employees Credit Union 2.16%
- 2 Three Rivers Credit Union 1.91%
- 3 Crane Credit Union 1.52%
- 4 Evansville Teachers Credit Union 1.45%
- 5 Charles St. Community Credit Union 1.43%
- 6 Policemen's Credit Union 1.33%
- 7 First Trust Credit Union 1.29%
- 8 Natco Credit Union 1.28%
- 9 Forum Credit Union 1.28%
- 10 Professional Credit Union 1.24%
Fastest-growing (organic)
- 1 Lampco Credit Union 16.26%
- 2 Beacon Credit Union 15.23%
- 3 Fort Financial Credit Union 11.35%
- 4 IU Credit Union 10.58%
- 5 Evansville Teachers Credit Union 10.23%
- 6 Three Rivers Credit Union 8.79%
- 7 Taper Lock Credit Union 8.39%
- 8 Crane Credit Union 8.19%
- 9 Industrial Credit Union 8.16%
- 10 Policemen's Credit Union 7.48%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Indiana that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.