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Guam Credit Union Performance
How the 2 credit unions based in Guam are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Guam's 2 credit unions serve 66,072 members and hold $861.6M in combined assets. Figures are from the Q1 2026 NCUA Call Report.
Guam at a glance
Guam vs. the United States
System totals are the sum of every credit union based in Guam. The share column is Guam's portion of the national figure.
| Measure | Guam | United States | Guam share |
|---|---|---|---|
| Credit unions | 2 | 4,335 | 0.0% |
| Members | 66,072 | 147,031,529 | 0.0% |
| Residents (population) | — | 340,110,988 | — |
| Total assets | $861.6M | $2,507.50B | 0.0% |
| Total loans | $628.9M | $1,744.86B | 0.0% |
| Total shares & deposits | $745.1M | $2,143.21B | 0.0% |
| Total net worth | $104.3M | $282.23B | 0.0% |
| Mergers year-to-date | 0 | 27 | — |
The median Guam credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Guam CU | Median U.S. CU |
|---|---|---|
| Return on assets | — | 0.66% |
| Net worth ratio | — | 12.44% |
| Loan-to-share ratio | — | 67.86% |
| Delinquency ratio | — | 0.63% |
| Net charge-off ratio | — | 0.33% |
| Cost of funds | — | 1.05% |
| Member growth (1 yr) | — | -0.55% |
| Asset growth (1 yr) | — | 2.78% |
| Loan growth (1 yr) | — | 0.63% |
| Share growth (1 yr) | — | 2.36% |
| Net worth growth (1 yr) | — | 5.57% |
Trends over time
The median Guam credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets — · 0.72%
— Guam ‑‑ U.S.
Net worth ratio — · 12.46%
— Guam ‑‑ U.S.
Loan-to-share ratio — · 69.70%
— Guam ‑‑ U.S.
Delinquency ratio — · 0.72%
— Guam ‑‑ U.S.
Asset growth (1 yr) — · 3.26%
— Guam ‑‑ U.S.
Member growth (1 yr) — · -0.52%
— Guam ‑‑ U.S.
Guam leaderboards
Largest by assets
- 1 Coast 360 Credit Union $625.6M
- 2 Community First Guam Credit Union $236.0M
Highest return on assets
- 1 Community First Guam Credit Union 1.75%
- 2 Coast 360 Credit Union 0.77%
Fastest-growing (organic)
- 1 Coast 360 Credit Union 6.70%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Guam that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.