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Connecticut Credit Union Performance
How the 63 credit unions based in Connecticut are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Connecticut's 63 credit unions serve 890,088 members and hold $15.60B in combined assets. The median Connecticut credit union earned a 0.68% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Connecticut credit unions was -1.43%, compared with -0.55% nationally. Median one-year asset growth was 2.61%, compared with 2.78% nationally. Figures are from the Q1 2026 NCUA Call Report.
Connecticut at a glance
Connecticut vs. the United States
System totals are the sum of every credit union based in Connecticut. The share column is Connecticut's portion of the national figure.
| Measure | Connecticut | United States | Connecticut share |
|---|---|---|---|
| Credit unions | 63 | 4,335 | 1.5% |
| Members | 890,088 | 147,031,529 | 0.6% |
| Residents (population) | 3,675,069 | 340,110,988 | 1.1% |
| Total assets | $15.60B | $2,507.50B | 0.6% |
| Total loans | $8.62B | $1,744.86B | 0.5% |
| Total shares & deposits | $13.73B | $2,143.21B | 0.6% |
| Total net worth | $1.66B | $282.23B | 0.6% |
| Mergers year-to-date | 0 | 27 | — |
Membership reach. Connecticut credit unions report about 24 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Connecticut credit unions serve members in other states, so it overstates true in-state penetration.)
The median Connecticut credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Connecticut CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.68% | 0.66% |
| Net worth ratio | 11.13% | 12.44% |
| Loan-to-share ratio | 52.54% | 67.86% |
| Delinquency ratio | 0.55% | 0.63% |
| Net charge-off ratio | 0.23% | 0.33% |
| Cost of funds | 0.80% | 1.05% |
| Member growth (1 yr) | -1.43% | -0.55% |
| Asset growth (1 yr) | 2.61% | 2.78% |
| Loan growth (1 yr) | -0.65% | 0.63% |
| Share growth (1 yr) | 1.93% | 2.36% |
| Net worth growth (1 yr) | 5.65% | 5.57% |
Trends over time
The median Connecticut credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.66% · 0.72%
— Connecticut ‑‑ U.S.
Net worth ratio 11.17% · 12.46%
— Connecticut ‑‑ U.S.
Loan-to-share ratio 53.96% · 69.70%
— Connecticut ‑‑ U.S.
Delinquency ratio 0.83% · 0.72%
— Connecticut ‑‑ U.S.
Asset growth (1 yr) 3.46% · 3.26%
— Connecticut ‑‑ U.S.
Member growth (1 yr) -1.54% · -0.52%
— Connecticut ‑‑ U.S.
Connecticut leaderboards
Largest by assets
- 1 American Eagle Financial Credit Union $2.76B
- 2 Connecticut State Employees Credit Union $2.70B
- 3 Charter Oak Credit Union $1.70B
- 4 Sikorsky Financial Credit Union $1.44B
- 5 Connex Credit Union $1.04B
- 6 Nutmeg State Financial Credit Union $885.2M
- 7 Core Plus Credit Union $671.3M
- 8 Dutch Point Credit Union $560.0M
- 9 Mutual Security Credit Union $379.1M
- 10 Waterbury Connecticut Teachers Credit Union $360.9M
Highest return on assets
- 1 Core Plus Credit Union 1.90%
- 2 Charter Oak Credit Union 1.74%
- 3 Waterbury Connecticut Teachers Credit Union 1.47%
- 4 Sikorsky Financial Credit Union 1.40%
- 5 Northwest Hills Credit Union, Inc. 1.34%
- 6 United Business & Industry Credit Union 1.24%
- 7 SoundView Financial Credit Union 1.08%
- 8 Dutch Point Credit Union 1.00%
- 9 Torrington Municipal and Teachers Credit Union 0.97%
- 10 State Police Credit Union Inc. 0.87%
Fastest-growing (organic)
- 1 Northwest Hills Credit Union, Inc. 14.87%
- 2 Franklin Trust Credit Union 7.41%
- 3 Dutch Point Credit Union 7.32%
- 4 Sikorsky Financial Credit Union 7.06%
- 5 Connecticut State Employees Credit Union 6.73%
- 6 Mutual Security Credit Union 6.52%
- 7 United Business & Industry Credit Union 5.32%
- 8 American Eagle Financial Credit Union 5.25%
- 9 State Police Credit Union Inc. 4.71%
- 10 Torrington Municipal and Teachers Credit Union 4.61%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Connecticut that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.