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Alaska Credit Union Performance
How the 9 credit unions based in Alaska are performing — size, membership, earnings, capital, growth and loan quality — measured against every U.S. credit union, straight from the public NCUA Call Report.
NCUA data through Q1 2026.
Alaska's 9 credit unions serve 1,032,760 members and hold $16.48B in combined assets. The median Alaska credit union earned a 0.87% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among Alaska credit unions was 1.95%, compared with -0.55% nationally. Median one-year asset growth was 3.54%, compared with 2.78% nationally. So far this year, one Alaska credit union has completed a merger. Figures are from the Q1 2026 NCUA Call Report.
Alaska at a glance
Alaska vs. the United States
System totals are the sum of every credit union based in Alaska. The share column is Alaska's portion of the national figure.
| Measure | Alaska | United States | Alaska share |
|---|---|---|---|
| Credit unions | 9 | 4,335 | 0.2% |
| Members | 1,032,760 | 147,031,529 | 0.7% |
| Residents (population) | 740,133 | 340,110,988 | 0.2% |
| Total assets | $16.48B | $2,507.50B | 0.7% |
| Total loans | $13.03B | $1,744.86B | 0.7% |
| Total shares & deposits | $14.46B | $2,143.21B | 0.7% |
| Total net worth | $1.70B | $282.23B | 0.6% |
| Mergers year-to-date | 1 | 27 | — |
Membership reach. Alaska credit unions report about 140 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large Alaska credit unions serve members in other states, so it overstates true in-state penetration.)
The median Alaska credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median Alaska CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.87% | 0.66% |
| Net worth ratio | 11.40% | 12.44% |
| Loan-to-share ratio | 82.89% | 67.86% |
| Delinquency ratio | 0.90% | 0.63% |
| Net charge-off ratio | 0.46% | 0.33% |
| Cost of funds | 1.00% | 1.05% |
| Member growth (1 yr) | 1.95% | -0.55% |
| Asset growth (1 yr) | 3.54% | 2.78% |
| Loan growth (1 yr) | 4.27% | 0.63% |
| Share growth (1 yr) | 5.95% | 2.36% |
| Net worth growth (1 yr) | 5.65% | 5.57% |
Trends over time
The median Alaska credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.63% · 0.72%
— Alaska ‑‑ U.S.
Net worth ratio 11.30% · 12.46%
— Alaska ‑‑ U.S.
Loan-to-share ratio 83.42% · 69.70%
— Alaska ‑‑ U.S.
Delinquency ratio 0.91% · 0.72%
— Alaska ‑‑ U.S.
Asset growth (1 yr) 5.35% · 3.26%
— Alaska ‑‑ U.S.
Member growth (1 yr) 2.03% · -0.52%
— Alaska ‑‑ U.S.
Alaska leaderboards
Largest by assets
- 1 Alaska USA Credit Union $12.86B
- 2 Credit Union 1 $1.53B
- 3 Matanuska Valley Credit Union $985.0M
- 4 Tongass Credit Union $246.6M
- 5 True North Credit Union $237.1M
- 6 Northern Skies Credit Union $222.6M
- 7 Spirit of Alaska Credit Union $200.8M
- 8 MAC Credit Union $175.9M
- 9 Alaska Dist Engineers Credit Union $14.0M
Highest return on assets
- 1 Credit Union 1 1.42%
- 2 Northern Skies Credit Union 1.03%
- 3 MAC Credit Union 0.91%
- 4 Matanuska Valley Credit Union 0.89%
- 5 Spirit of Alaska Credit Union 0.87%
- 6 Alaska USA Credit Union 0.45%
- 7 Tongass Credit Union 0.44%
- 8 True North Credit Union 0.21%
Fastest-growing (organic)
- 1 Tongass Credit Union 10.86%
- 2 Alaska USA Credit Union 10.70%
- 3 Northern Skies Credit Union 7.61%
- 4 Matanuska Valley Credit Union 3.54%
- 5 Spirit of Alaska Credit Union 2.36%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in Alaska that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.