VantageScore
What VantageScore offers credit unions
VantageScore develops consumer credit scoring models that credit unions can use in lending and account decisions. Created jointly by Equifax, Experian, and TransUnion, its models score a broader share of consumers, including thin-file and historically underserved members, helping CUs extend more loans responsibly. VantageScore 4.0 is also approved for Fannie Mae and Freddie Mac mortgage lending.
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Credit unions that work with VantageScore 5 publicly referenced
Compiled from public press releases, case studies and client announcements, most recent source dated 2025-06-23. Each ↗ links to its source. A public reference documents a relationship at the date of the source, not a statement of a current commercial relationship. These are public references, not member reviews.
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