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The League of Credit Unions & Affiliates' Member Performance
How the 363 credit unions across The League of Credit Unions & Affiliates' footprint are performing — measured against every U.S. credit union, straight from the public NCUA Call Report.
Footprint: Alabama, Florida, Georgia, Virginia.
NCUA data through Q1 2026.
The League's 363 credit unions serve 34,050,105 members and hold $488.73B in combined assets. The median The League credit union earned a 0.61% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among The League credit unions was -0.65%, compared with -0.55% nationally. Median one-year asset growth was 2.57%, compared with 2.78% nationally. So far this year, 2 The League credit unions have completed a merger. Figures are from the Q1 2026 NCUA Call Report.
The League at a glance
The League vs. the United States
System totals are the sum of every credit union in The League. The share column is The League's portion of the national figure.
| Measure | The League | United States | The League share |
|---|---|---|---|
| Credit unions | 363 | 4,335 | 8.4% |
| Members | 34,050,105 | 147,031,529 | 23.2% |
| Residents (population) | 48,521,987 | 340,110,988 | 14.3% |
| Total assets | $488.73B | $2,507.50B | 19.5% |
| Total loans | $340.53B | $1,744.86B | 19.5% |
| Total shares & deposits | $418.93B | $2,143.21B | 19.5% |
| Total net worth | $54.91B | $282.23B | 19.5% |
| Mergers year-to-date | 2 | 27 | — |
Membership reach. The League credit unions report about 70 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large The League credit unions serve members in other states, so it overstates true in-state penetration.)
The median The League credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median The League CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.61% | 0.66% |
| Net worth ratio | 12.44% | 12.44% |
| Loan-to-share ratio | 68.03% | 67.86% |
| Delinquency ratio | 0.64% | 0.63% |
| Net charge-off ratio | 0.43% | 0.33% |
| Cost of funds | 1.10% | 1.05% |
| Member growth (1 yr) | -0.65% | -0.55% |
| Asset growth (1 yr) | 2.57% | 2.78% |
| Loan growth (1 yr) | 1.52% | 0.63% |
| Share growth (1 yr) | 2.12% | 2.36% |
| Net worth growth (1 yr) | 5.32% | 5.57% |
Trends over time
The median The League credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.66% · 0.72%
— The League ‑‑ U.S.
Net worth ratio 12.45% · 12.46%
— The League ‑‑ U.S.
Loan-to-share ratio 69.54% · 69.70%
— The League ‑‑ U.S.
Delinquency ratio 0.69% · 0.72%
— The League ‑‑ U.S.
Asset growth (1 yr) 3.24% · 3.26%
— The League ‑‑ U.S.
Member growth (1 yr) -0.27% · -0.52%
— The League ‑‑ U.S.
The League leaderboards
Largest by assets
- 1 Navy Federal Credit Union $203.56B
- 2 Pentagon Credit Union $29.40B
- 3 Suncoast Schools Credit Union $20.54B
- 4 VyStar Credit Union $13.80B
- 5 Midflorida Credit Union $9.82B
- 6 Space Coast Credit Union $9.29B
- 7 Delta Community Credit Union $9.14B
- 8 Redstone Credit Union $8.57B
- 9 Virginia Credit Union, Inc. $7.36B
- 10 Langley Credit Union $5.68B
Highest return on assets
- 1 Peoples Advantage Credit Union 6.76%
- 2 Powernet Credit Union 2.84%
- 3 Aflac Credit Union 2.61%
- 4 Weccu Credit Union 2.38%
- 5 North Broward Hospital District Credit Union 2.31%
- 6 Workmen's Circle Incorporated Credit Union 2.25%
- 7 University of South Alabama Credit Union 2.21%
- 8 Acipco Credit Union 2.17%
- 9 Interstate Unlimited Credit Union 2.03%
- 10 Apple Credit Union 2.02%
Fastest-growing (organic)
- 1 Platinum Credit Union 17.56%
- 2 Avondale Sycamore Credit Union 17.38%
- 3 Power Financial Credit Union 15.85%
- 4 Connects Credit Union 15.22%
- 5 Beacon Credit Union, Incorporated 14.94%
- 6 Midflorida Credit Union 14.51%
- 7 Florida Credit Union 13.90%
- 8 Legacy Community Federal Credit Union 12.89%
- 9 Campus USA Credit Union 12.71%
- 10 Community First Credit Union OF FLO 12.35%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in The League's footprint (AL, FL, GA, VA) that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.