Home › Leagues › GoWest Credit Union Association › Performance
GoWest Credit Union Association's Member Performance
How the 261 credit unions across GoWest Credit Union Association's footprint are performing — measured against every U.S. credit union, straight from the public NCUA Call Report.
Footprint: Arizona, Colorado, Idaho, Oregon, Washington, Wyoming.
NCUA data through Q1 2026.
GoWest's 261 credit unions serve 14,156,741 members and hold $257.57B in combined assets. The median GoWest credit union earned a 0.64% return on average assets over the past year, compared with 0.66% for the median U.S. credit union. Median one-year membership growth among GoWest credit unions was 0.09%, compared with -0.55% nationally. Median one-year asset growth was 3.19%, compared with 2.78% nationally. So far this year, one GoWest credit union has completed a merger. Figures are from the Q1 2026 NCUA Call Report.
GoWest at a glance
GoWest vs. the United States
System totals are the sum of every credit union in GoWest. The share column is GoWest's portion of the national figure.
| Measure | GoWest | United States | GoWest share |
|---|---|---|---|
| Credit unions | 261 | 4,335 | 6.0% |
| Members | 14,156,741 | 147,031,529 | 9.6% |
| Residents (population) | 28,359,665 | 340,110,988 | 8.3% |
| Total assets | $257.57B | $2,507.50B | 10.3% |
| Total loans | $187.66B | $1,744.86B | 10.8% |
| Total shares & deposits | $221.91B | $2,143.21B | 10.4% |
| Total net worth | $28.24B | $282.23B | 10.0% |
| Mergers year-to-date | 1 | 27 | — |
Membership reach. GoWest credit unions report about 50 memberships for every 100 residents, vs 43 nationally — a rough measure of how deeply credit unions reach the population. (This counts memberships, not unique people: one person can belong to more than one credit union, and large GoWest credit unions serve members in other states, so it overstates true in-state penetration.)
The median GoWest credit union
Ratios and growth describe the typical (median) credit union in each place — a robust, outlier-resistant figure — not a single giant institution. Each is computed with the same disclosed equations used across CUNinjas.
| Metric | Median GoWest CU | Median U.S. CU |
|---|---|---|
| Return on assets | 0.64% | 0.66% |
| Net worth ratio | 11.54% | 12.44% |
| Loan-to-share ratio | 75.91% | 67.86% |
| Delinquency ratio | 0.65% | 0.63% |
| Net charge-off ratio | 0.51% | 0.33% |
| Cost of funds | 1.25% | 1.05% |
| Member growth (1 yr) | 0.09% | -0.55% |
| Asset growth (1 yr) | 3.19% | 2.78% |
| Loan growth (1 yr) | 1.35% | 0.63% |
| Share growth (1 yr) | 2.78% | 2.36% |
| Net worth growth (1 yr) | 5.75% | 5.57% |
Trends over time
The median GoWest credit union (solid) vs. the median U.S. credit union (dashed), by year.
Return on assets 0.64% · 0.72%
— GoWest ‑‑ U.S.
Net worth ratio 11.60% · 12.46%
— GoWest ‑‑ U.S.
Loan-to-share ratio 77.27% · 69.70%
— GoWest ‑‑ U.S.
Delinquency ratio 0.75% · 0.72%
— GoWest ‑‑ U.S.
Asset growth (1 yr) 3.02% · 3.26%
— GoWest ‑‑ U.S.
Member growth (1 yr) 0.10% · -0.52%
— GoWest ‑‑ U.S.
GoWest leaderboards
Largest by assets
- 1 Boeing Employees Credit Union $30.01B
- 2 Ent Credit Union $19.48B
- 3 Idaho Central Credit Union $14.95B
- 4 Desert Schools Credit Union $9.79B
- 5 OnPoint Community Credit Union $9.65B
- 6 Bellco Credit Union $8.63B
- 7 Gesa Credit Union $6.72B
- 8 Spokane Teachers Credit Union $6.38B
- 9 Public Service Credit Union $5.14B
- 10 Washington State Employees Credit Union $5.11B
Highest return on assets
- 1 Cascade Credit Union 4.62%
- 2 On Tap Credit Union 3.36%
- 3 Medical and Professional Credit Union 2.91%
- 4 Kamiah Community Credit Union 2.54%
- 5 Sooper CU DBA Climb CU 2.48%
- 6 Cascade Community Credit Union 2.42%
- 7 A.C.P.E. Credit Union 1.76%
- 8 Uniwyo Credit Union 1.76%
- 9 Sheridan Community Credit Union 1.75%
- 10 Cochise Credit Union 1.72%
Fastest-growing (organic)
- 1 Clean Energy Credit Union 45.36%
- 2 Pima Credit Union 29.93%
- 3 HAPO Community Credit Union 28.70%
- 4 Arizona State Savings & Credit Union 26.37%
- 5 Marion and Polk Schools Credit Union 26.32%
- 6 Tucson Credit Union 22.86%
- 7 On Tap Credit Union 16.34%
- 8 Pinal County Credit Union 16.27%
- 9 East Idaho Credit Union 16.10%
- 10 Gesa Credit Union 14.64%
Leaderboards rank credit unions above $50M in assets on positive measures only (return on assets and organic asset growth, excluding merger-driven jumps); the largest board has no size floor.
Method. Compiled from public NCUA 5300 Call Report data (Q1 2026), covering federally insured credit unions headquartered in GoWest's footprint (AZ, CO, ID, OR, WA, WY) that filed for the quarter. System totals are exact sums; ratios and growth are the median credit union in each place, computed through the same disclosed equations used across CUNinjas (a credit union that branches across state lines is counted only in its home state). Cells for a group of fewer than three credit unions are withheld. Population figures are U.S. Census Bureau Vintage 2024 estimates. Not affiliated with the NCUA.